Imagine360

At Imagine360, we offer Reference-Based Pricing (RBP) as a cost-effective alternative to traditional PPO plans. RBP uses benchmarks like Medicare rates or actual facility costs to determine fair reimbursement amounts, instead of relying on inflated chargemaster prices. This approach can result in significant savings for employers and employees. For example, a CT scan that costs 3,821 under a traditional PPO plan may be repriced to just 250 under RBP. With RBP, employers can reduce healthcare expenses by up to 30 annually, while employees benefit from lower out-of-pocket costs and greater price transparency.